Report 107 (2006) - Guaranteeing someone else's debts
Table of legislation
Updates and background for this project (Digest)
Commonwealth
Australian Securities and Investments Commission Act 2001 ... 2.18, 2.19, 8.34
s 12BAA(7)(k) ... 2.18
s 12BC(2) ... 5.18
s 12CA ... 2.18
s 12CA-12CC ... 2.29
s 12CB ... 2.18, 2.19
s 12CB(1) ... 11.20
s 12CB(2) ... 2.22, 7.13, 11.21, 11.31, 11.37, 11.44, 11.47, 11.56, 11.60
s 12CB(5) ... 2.32
s 12CC ... 2.18, 2.19, 5.15
s 12CC(2) ... 2.22, 7.13, 11.31, 11.37, 11.44, 11.47, 11.56, 11.57, 11.60, 11.67
s 12CC(3) ... 2.22, 7.13
s 12CC(6)-(9) ... 2.32
s 12DA ... 2.18, 2.24
s 12DJ ... 2.18
s 12GD ... 2.24, 2.29
s 12GF ... 2.24
s 12GH(4) ... 2.24
s 12GM ... 2.24, 2.29
Australian Securities and Investments Commission Regulations 2001
Bankruptcy Act 1924 ... 3.49
Corporations Act 2001
s 761G(12) ... 5.18
s 912A ... 12.34
Family Law Act 1975 ... 6.23
Financial Services Reform Act 2001 ... 5.17-5.19, 5.25, 5.27
First Corporate Law Simplification Act 1995 ... 5.20
Income Tax Assessment Act 1997
Privacy Act 1988 ... 6.20, 6.24, 6.25, 6.27, 6.45
s 6C ... 6.16
s 6D(1) ... 5.20
s 11B(1) ... 6.18
s 18N ... 6.14, 6.19, 6.29, 9.30
s 18N(1) ... 6.14, 6.15, 6.17, 6.18, 6.20-6.22, 6.24, 6.25, 6.27, 6.28, 6.45, 9.30, 9.31, 10.7
s 18N(2) ... 6.14
s 18N(9) ... 6.19, 9.30
Sch 3 ... 6.28
Privacy Amendment (Private Sector) Act 2000 ... 6.16, 6.24, 6.27
Trade Practices Act 1974 ... 5.12, 5.15, 5.16, 7.5, 11.6
s 4B ... 5.13
s 51AA-51AC ... 2.18, 2.19
s 51AA ... 2.21
s 51AAB(2) ... 2.18
s 51AB(1) ... 11.20
s 51AB(2) ... 11.21, 11.31, 11.37, 11.44, 11.56, 11.60
s 51AC ... 2.18, 4.55, 5.15
s 51AC(3) ... 11.21, 11.31, 11.36, 11.37, 11.44, 11.56, 11.57, 11.60, 11.67
s 52 ... 2.18
s 60 ... 2.18
s 68 ... 5.53
s 75B ... 2.24
s 80 ... 2.18
s 82 ... 2.18, 2.29
s 87 ... 2.18, 2.29
Trade Practices Amendment Act (No. 1) 2001 ... 5.15
New South Wales
Anti-Discrimination Act 1977 ... 2.36, 2.49
s 39 ... 2.36
s 47 ... 2.36
s 89-113 ... 2.37
s 108(2) ... 2.37
Bills of Sale Act 1898
Civil Procedure Act 2005
Part 4 ... 11.83
s 26 ... 12.28
s 34 ... 12.28
Consumer Credit (New South Wales) Act 1995
Consumer Credit (New South Wales) Code 1995 ... 1.11, 2.18, 4.15, 4.23, 4.26, 4.48-4.56, 4.58, 4.59 4.62, 5.3-5.5, 5.7, 5.8, 5.42, 6.20, 6.25, 6.37, 6.47, 6.52, 6.68, 6.99, 7.6, 7.14, 7.17, 7.21, 7.31, 8.2, 8.36, 8.49, 9.3, 11.3, 11.7, 11.10, 11.14, 11.15, 11.18, 11.22, 11.29, 11.32, 11.34, 11.36, 11.46, 11.47, 11.55, 11.58, 11.62, 11.64, 11.66, 11.69-11.71, 11.73, 11.78, 11.79, 11.82, 11.84, 12.5, 12.13, 12.18, 12.20-12.22
s 4(1) ... 5.3
s 5 ... 5.3, 5.8
s 6 ... 2.34, 4.23, 4.54, 5.5, 5.7, 5.8, 5.30, 10.25, 11.3, 12.21
s 8(1) ... 12.18
s 9 ... 7.15
s 9(1) ... 2.34, 5.30
s 21 ... 6.53
s 34 ... 2.35, 8.38, 9.21-9.23, 9.26, 9.28, 10.5
s 35 ... 9.24
s 43 ... 8.9, 8.20
s 44 ... 5.50-5.51
s 45(1) ... 10.48
s 50 ... 2.35, 6.6, 6.7, 7.11, 7.15,
s 50(1) ... 7.8
s 50(4) ... 7.16
s 51 ... 2.35, 6.5, 6.7, 6.17, 6.19-6.21, 6.53, 6.101
s 52 ... 9.17, 9.18
s 53 ... 6.78, 9.48
s 53(1) ... 2.35, 9.3, 9.4
s 54 ... 8.10, 8.12, 8.30, 8.31, 8.35, 8.38
s 55 ... 8.42, 8.49, 8.52, 8.53
s 55(1) ... 5.42, 5.43, 8.42, 8.43, 8.50, 10.48
s 55(2) ... 5.54, 8.50
s 56 ... 8.10, 9.36, 9.37, 9.39, 9.44
s 56(1) ... 9.35
s 56(2) ... 9.36
s 57 ... 6.7
s 58(2) ... 9.36
s 59-61 ... 9.36
s 63 ... 9.46, 9.48
s 63(3) ... 9.47
s 65 ... 9.41, 9.45
s 65(1) ... 9.41, 9.44, 9.45
s 65(2) ... 9.43
s 65(3) ... 9.45
s 68 ... 10.43
s 70 ... 2.18, 2.35, 6.101, 7.32, 11.1, 12.18
s 70(1) ... 11.9, 11.14
s 70(2) ... 2.22, 6.52, 7.13, 11.18, 11.20, 11.28, 11.29, 11.37, 11.49
s 70(3) ... 11.39
s 70(4) ... 11.16
s 70(5) ... 11.84
s 70(7) ... 11.9
s 71 ... 2.28, 7.32, 11.77, 11.80, 11.82, 12.18
s 72 ... 12.18
s 75 ... 10.9
s 75(1) ... 10.3, 10.6
s 75(2) ... 10.4-10.6
s 76 ... 10.6
s 77 ... 10.8
s 78(8) ... 10.48
s 80 ... 10.11, 10.21, 12.8
s 80(1) ... 10.11, 10.15-10.17
s 81 ... 10.20, 1021
s 82 ... 1.8, 10.17, 10.24-10.26, 10.32, 10.34, 10.36
s 86 ... 12.12
s 86(1) ... 12.6
s 86(2) ... 12.13
s 87 ... 12.8, 12.9
s 88 ... 12.10-12.12
s 89 ... 12.10
s 99 ... 10.41, 10.44, 10.48, 10.52
s 99(1) ... 10.45, 10.47
s 99(2) ... 10.49-10.51
s 162 ... 7.32
s 162(1) ... 2.35, 7.16
s 162(1A) ... 7.16
s 162(2) ... 7.17
s 163 ... 9.19
s 164A(1) ... 7.15
s 169 ... 5.53, 5.55, 8.49, 8.52, 10.3
s 169(1) ... 5.55, 5.56, 8.49
s 169(2) ... 5.54-5.56
s 169(3) ... 5.54
s 169A ... 5.54
Sch 1 cl 1 ... 5.42, 6.5, 10.5,10.42
Consumer Credit (New South Wales) Regulations 1995 ... 2.34, 6.11, 6.107, 6.113, 7.6, 7.31, 8.36
s 20 ... 2.35, 6.6, 6.107
s 21 ... 6.5
s 39 ... 7.16, 7.32
s 39A ... 7.32
Consumer Credit (New South Wales) Special Provisions Regulation 2002
Consumer, Trader and Tenancy Tribunal Act 2001 ... 12.17
Part 5 Div 2 ... 11.83
s 23 ... 12.18
s 28, s 39, s 53 ... 12.19
s 57, s 59, s 60, s 62, s 63 ... 12.32
Consumer, Trader and Tenancy Tribunal Regulation 2002
Contracts Review Act 1980 ... 2.18, 2.19, 2.21, 2.22, 2.26, 2.27, 2.39, 4.18-4.20, 6.51, 7.5, 7.12, 7.18, 8.63, 8.65, 11.2, 11.3, 11.7, 11.9, 11.10, 11.12, 11.14, 11.18, 11.22, 11.29, 11.31, 11.32, 11.46, 11.55, 11.56, 11.58, 11.62, 11.65, 11.66, 11.69, 11.73-11.76, 11.78-11.79, 11.82- 11.84
s 4 ... 2.19, 11.9, 11.14
s 6 ... 2.31
s 7 ... 2.18, 2.19, 2.26, 7.18, 11.78, 11.79, 11.82
s 7(1) ... 11.78-11.79
s 8 ... 2.26
s 9 ... 2.22
s 9(1) ... 2.22, 11.20, 11.30
s 9(2) ... 2.22, 7.13, 11.31, 11.34, 11.36-11.38, 11.40, 11.41, 11.44, 11.47, 11.52, 11.55, 11.57, 11.60, 11.63, 11.65
s 9(4) ... 11.16
s 9(5) ... 11.84
s 10 ... 2.40
s 15 ... 11.18
s 19 ... 11.81
s 70 ... 2.19
Conveyancing Act 1919
s 66S ... 6.99
s 66W ... 6.99
Credit Act 1984 ... 11.3, 11.9
s 76(1) ... 10.47
s 138 ... 10.33, 10.35, 10.36
s 146(2) ... 11.78
Credit Regulation 1984
Crown Lands Act 1895
Crown Lands Act 1989 ... 3.49
Crown Lands Consolidation Act 1913 ... 3.49, 3.51
Crown Lands Consolidation Regulations 1914
Crown Lands Regulations 1914
Fair Trading Act 1987 ... 2.18-2.19,
s 42 ... 2.18, 2.24, 2.29,
s 43 ... 2.18, 2.19, 2.29, 2.33
s 43(1) ... 11.20
s 43(2) ... 2.22, 7.13, 11.21, 11.31, 11.37, 11.44, 11.47, 11.56
s 55 ... 2.18, 2.29
s 61 ... 2.24
s 65 ... 2.29
s 65(1) ... 2.24, 2.29
s 68 ... 2.29
s 70(4) ... 2.24
s 72 ... 2.29
Fair Trading Amendment Act 2003
Farm Debt Mediation Act 1994 ... 2.38
s 4(1) ... 2.38
s 7(1) ... 2.39
s 8(1) ... 2.38
s 9(1), s 11(1) ... 2.38, 12.25
Supreme Court Act 1970 ... 12.28
Uniform Civil Procedure Rules 2005
Queensland
Consumer Credit (Queensland) Act 1994 ... 2.18, 7.15
Property Law Act 1974
South Australia
Consumer Credit (South Australia) Act 1995 ... 2.18
Tasmania
Consumer Credit (Tasmania) Act 1996 ... 2.18
Victoria
Consumer Credit (Victoria) Act 1995 ... 2.18
Credit Act 1984 ... 11.70
Credit (Further Amendment) Act 1991
Money Lenders Act 1958 ... 5.6
Western Australia
Consumer Credit (Western Australia) Act 1996 ... 2.18
Australian Capital Territory
Consumer Credit Act 1995 ... 2.18
Northern Territory
Consumer Credit (Northern Territory) Act 1995 ... 2.18
Canada
Alberta
Dower Act RSA 2000 c D-15
s 4 ... 3.41
s 5 ... 3.79
s 25 (2) ... 3.42
Saskatchewan
Homesteads Act 1989, SS 1989-90, c H-5.1 ... 3.41
s 5(1) ... 3.41
s 5(2) ... 3.42
s 7 ... 3.77
Europe
Directive for the Protection of Consumers in Respect of Contracts Negotiated away from Business Premises 85/577/EEC ... 3.55
art 1, art 2 ... 3.69, 3.70
art 4, art 5 ... 3.71
Directive on Consumer Credit 87/102/EEC ... 3.55
art 1(2), art 2(1) ... 3.65
art 4(3), art 15, Annex I item 1 (vii) ... 3.66
Directive on Unfair Terms in Consumer Contracts 93/13/EEC ... 3.55
art 1(1) ... 3.57
art 3 ... 3.61
art 3(1) ... 3.57
art 3(2) ... 3.58
art 4(1) ... 3.59
art 5 ... 3.58-3.59
art 6(1), s 7 ... 3.56
Germany
Bürgerliches Gesetzbuch (BGB)
§ 138 ... 3.10-3.13
§ 307 (1) ... 3.61
§ 312 ... 3.72
§765-778 ... 3.10
Grundgesetz ... 3.9, 3.11
New Zealand
Joint Family Home Act 1964 ... 3.44, 3.47
s 9(1) ... 3.44
s 9(2) ... 3.46
s 16 ... 3.45
South Africa
Suretyship Amendment Act 1971 ... 3.8
United Kingdom
Consumer Protection (Contracts Concluded Away from Business Premises) Regulations 1987
Fines and Recoveries Abolition Act of 1833 ... 3.78
Money Lenders Act 1927 ... 8.45
Unfair Terms in Consumer Contracts Regulation 1999
reg 5(1) ... 3.63
reg 8(1) ... 3.64
Unfair Terms in Consumer Contracts Regulations 1994
United States
United States Code, Title 15
§ 45 (a) ... 3.74, 3.76
§ 57 a(a) ... 3.74
§ 1691-1691f ... 2.36, 3.9, 3.14, 3.15
§ 1691 ... 3.15
§1691a (b) ... 3.18
§ 1691b (a) ... 3.16, 3.17
§ 1691b (1) ... 3.16
§1691d (a) ... 3.16
§ 1691e ... 3.17
§ 1691e (c) ... 3.22
Code of Federal Regulations, Title 12
Pt 202 ... 2.36
§ 202.2 ... 3.17
§ 202.5 ... 3.16
§ 202.6 ... 3.16
§ 202.7(d)(1) ... 3.17-3.18
Code of Federal Regulations, Title 16
§ Pt 444 ... 3.74
§ 444.1 ... 3.74
§ 444.3 ... 3.74-3.75
§ 444.5 ... 3.75
Kansas
Constitution of the State of Kansas §15-9 ... 3.34
Kansas Statutes §60-2301 ... 3.34
Massachusetts
General Laws of Massachusetts
Texas
Texas Constitution
Art 16 §50 and §51 ... 3.36
Texas Property Code
§41.001 ... 3.36
§41.002 ... 3.36
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