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If you owe someone money, you should do something about it. Even if you don't agree how much you owe or don't think you owe the money, you should do something.
Below are some services in NSW that can help if are in dispute about amounts under $40,000. Make sure you get legal advice if you aren't sure what to do.
Services that can help you
Legal Aid provides a free 15 minute interview for credit and debt advice. To make an appointment ring your nearest legal aid office. If you need urgent advice or you do not live near a legal aid office, contact the Legal Aid HelpLine (toll free) Monday to Friday 9am to 5pm on 1800 806 913 for assistance.
If you need further help, Legal Aid may pay a lawyer to represent you if:
- the matter in dispute is over $3,000
- you meet our means test
- you have a good defence and
- the debt is a consumer debt.
Chamber magistrates in most Local Courts in NSW provide free advice and information. They can also help you with court documents.Click here to find your nearest Local Court.
Financial Counsellors assist people with debt problems by providing free information and advice on options available and negotiating with creditors. Ring Credit Help Line on 1800 808 488 for information about your nearest financial counsellor.
Community Legal Centres provide free legal advice and information about a range of matters including credit/debt.
The Consumer Credit Legal Centre specialises in credit/debt matters. For legal advice call the Centre on (02) 9212 4111 or 1800 247 890 (Rural Debt Hotline).
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